EMI vs SIP for ₹2,600,000
23 Years @ 9%
Original Plan
23 Years @ 9%
EMI: ₹ 22,341
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 21,224
Monthly Savings
₹ 1,117
SIP Investment
@ 12% for 28 years
₹ 3,081,839
Extra Interest Paid
₹ 965,085
Final Outcome
₹ 2,116,753
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 9%, investing savings can generate ₹3,081,839.
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