EMI vs SIP for ₹2,600,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 22,999
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 21,599
Monthly Savings
₹ 1,400
SIP Investment
@ 12% for 26 years
₹ 3,012,199
Extra Interest Paid
₹ 943,053
Final Outcome
₹ 2,069,146
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 9%, investing savings can generate ₹3,012,199.
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