EMI vs SIP for ₹2,600,000
21 Years @ 11%
Original Plan
21 Years @ 11%
EMI: ₹ 26,491
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 25,301
Monthly Savings
₹ 1,189
SIP Investment
@ 12% for 26 years
₹ 2,558,393
Extra Interest Paid
₹ 1,218,366
Final Outcome
₹ 1,340,027
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 11%, investing savings can generate ₹2,558,393.
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