EMI vs SIP for ₹2,600,000
19 Years @ 8%
Original Plan
19 Years @ 8%
EMI: ₹ 22,217
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 20,333
Monthly Savings
₹ 1,884
SIP Investment
@ 12% for 24 years
₹ 3,150,721
Extra Interest Paid
₹ 790,537
Final Outcome
₹ 2,360,184
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 8%, investing savings can generate ₹3,150,721.
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