EMI vs SIP for ₹2,600,000
19 Years @ 12%
Original Plan
19 Years @ 12%
EMI: ₹ 29,000
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 27,570
Monthly Savings
₹ 1,430
SIP Investment
@ 12% for 24 years
₹ 2,392,107
Extra Interest Paid
₹ 1,328,133
Final Outcome
₹ 1,063,974
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 12%, investing savings can generate ₹2,392,107.
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