EMI vs SIP for ₹2,600,000
18 Years @ 9%
Original Plan
18 Years @ 9%
EMI: ₹ 24,348
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 22,341
Monthly Savings
₹ 2,007
SIP Investment
@ 12% for 23 years
₹ 2,955,828
Extra Interest Paid
₹ 907,034
Final Outcome
₹ 2,048,794
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 9%, investing savings can generate ₹2,955,828.
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