EMI vs SIP for ₹2,600,000
17 Years @ 12%
Original Plan
17 Years @ 12%
EMI: ₹ 29,932
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 28,026
Monthly Savings
₹ 1,905
SIP Investment
@ 12% for 22 years
₹ 2,468,949
Extra Interest Paid
₹ 1,292,922
Final Outcome
₹ 1,176,028
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 12%, investing savings can generate ₹2,468,949.
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