EMI vs SIP for ₹2,600,000
13 Years @ 10%
Original Plan
13 Years @ 10%
EMI: ₹ 29,844
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 25,996
Monthly Savings
₹ 3,848
SIP Investment
@ 12% for 18 years
₹ 2,945,498
Extra Interest Paid
₹ 959,450
Final Outcome
₹ 1,986,047
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 10%, investing savings can generate ₹2,945,498.
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