EMI vs SIP for ₹2,600,000
12 Years @ 7%
Original Plan
12 Years @ 7%
EMI: ₹ 26,738
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 21,831
Monthly Savings
₹ 4,907
SIP Investment
@ 12% for 17 years
₹ 3,277,308
Extra Interest Paid
₹ 603,301
Final Outcome
₹ 2,674,007
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 7%, investing savings can generate ₹3,277,308.
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