EMI vs SIP for ₹2,600,000
10 Years @ 12%
Original Plan
10 Years @ 12%
EMI: ₹ 37,302
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 31,204
Monthly Savings
₹ 6,098
SIP Investment
@ 12% for 15 years
₹ 3,076,943
Extra Interest Paid
₹ 1,140,493
Final Outcome
₹ 1,936,450
Profit from SIP strategy
Analysis
For ₹2,600,000 loan at 12%, investing savings can generate ₹3,076,943.
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