EMI vs SIP for ₹2,500,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 31,717
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 28,299
Monthly Savings
₹ 3,418
SIP Investment
@ 12% for 18 years
₹ 2,616,192
Extra Interest Paid
₹ 1,164,734
Final Outcome
₹ 1,451,458
Profit from SIP strategy
Analysis
For ₹2,500,000 loan at 12%, investing savings can generate ₹2,616,192.
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