EMI vs SIP for ₹2,400,000

9 Years @ 10%

Original Plan

9 Years @ 10%

EMI: ₹ 33,789

Extended Plan

14 Years (Reduced EMI)

EMI: ₹ 26,597

Monthly Savings

₹ 7,192

SIP Investment

@ 12% for 14 years

₹ 3,138,710

Extra Interest Paid

₹ 819,078

Final Outcome

₹ 2,319,632

Profit from SIP strategy

Analysis

For ₹2,400,000 loan at 10%, investing savings can generate ₹3,138,710.

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