EMI vs SIP for ₹2,400,000
28 Years @ 12%
Original Plan
28 Years @ 12%
EMI: ₹ 24,879
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 24,476
Monthly Savings
₹ 403
SIP Investment
@ 12% for 33 years
₹ 2,052,155
Extra Interest Paid
₹ 1,333,191
Final Outcome
₹ 718,963
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 12%, investing savings can generate ₹2,052,155.
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