EMI vs SIP for ₹2,400,000
26 Years @ 9%
Original Plan
26 Years @ 9%
EMI: ₹ 19,937
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 19,191
Monthly Savings
₹ 746
SIP Investment
@ 12% for 31 years
₹ 2,977,986
Extra Interest Paid
₹ 918,623
Final Outcome
₹ 2,059,363
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 9%, investing savings can generate ₹2,977,986.
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