EMI vs SIP for ₹2,400,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 21,230
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 19,937
Monthly Savings
₹ 1,293
SIP Investment
@ 12% for 26 years
₹ 2,780,491
Extra Interest Paid
₹ 870,511
Final Outcome
₹ 1,909,981
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 9%, investing savings can generate ₹2,780,491.
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