EMI vs SIP for ₹2,400,000
21 Years @ 7%
Original Plan
21 Years @ 7%
EMI: ₹ 18,203
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 16,724
Monthly Savings
₹ 1,479
SIP Investment
@ 12% for 26 years
₹ 3,181,967
Extra Interest Paid
₹ 630,683
Final Outcome
₹ 2,551,284
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 7%, investing savings can generate ₹3,181,967.
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