EMI vs SIP for ₹2,400,000
21 Years @ 11%
Original Plan
21 Years @ 11%
EMI: ₹ 24,453
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 23,355
Monthly Savings
₹ 1,098
SIP Investment
@ 12% for 26 years
₹ 2,361,593
Extra Interest Paid
₹ 1,124,646
Final Outcome
₹ 1,236,948
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 11%, investing savings can generate ₹2,361,593.
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