EMI vs SIP for ₹2,400,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 30,448
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 27,167
Monthly Savings
₹ 3,281
SIP Investment
@ 12% for 18 years
₹ 2,511,544
Extra Interest Paid
₹ 1,118,144
Final Outcome
₹ 1,393,400
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 12%, investing savings can generate ₹2,511,544.
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