EMI vs SIP for ₹2,400,000
12 Years @ 12%
Original Plan
12 Years @ 12%
EMI: ₹ 31,522
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 27,629
Monthly Savings
₹ 3,893
SIP Investment
@ 12% for 17 years
₹ 2,600,140
Extra Interest Paid
₹ 1,097,175
Final Outcome
₹ 1,502,965
Profit from SIP strategy
Analysis
For ₹2,400,000 loan at 12%, investing savings can generate ₹2,600,140.
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