EMI vs SIP for ₹2,300,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 25,063
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 21,538
Monthly Savings
₹ 3,524
SIP Investment
@ 12% for 18 years
₹ 2,697,730
Extra Interest Paid
₹ 742,484
Final Outcome
₹ 1,955,246
Profit from SIP strategy
Analysis
For ₹2,300,000 loan at 9%, investing savings can generate ₹2,697,730.
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