EMI vs SIP for ₹2,300,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 29,179
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 26,035
Monthly Savings
₹ 3,144
SIP Investment
@ 12% for 18 years
₹ 2,406,896
Extra Interest Paid
₹ 1,071,555
Final Outcome
₹ 1,335,341
Profit from SIP strategy
Analysis
For ₹2,300,000 loan at 12%, investing savings can generate ₹2,406,896.
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