EMI vs SIP for ₹2,200,000
10 Years @ 8%
Original Plan
10 Years @ 8%
EMI: ₹ 26,692
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 21,024
Monthly Savings
₹ 5,668
SIP Investment
@ 12% for 15 years
₹ 2,859,798
Extra Interest Paid
₹ 581,334
Final Outcome
₹ 2,278,464
Profit from SIP strategy
Analysis
For ₹2,200,000 loan at 8%, investing savings can generate ₹2,859,798.
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