EMI vs SIP for ₹2,100,000
21 Years @ 7%
Original Plan
21 Years @ 7%
EMI: ₹ 15,928
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 14,634
Monthly Savings
₹ 1,294
SIP Investment
@ 12% for 26 years
₹ 2,784,221
Extra Interest Paid
₹ 551,847
Final Outcome
₹ 2,232,374
Profit from SIP strategy
Analysis
For ₹2,100,000 loan at 7%, investing savings can generate ₹2,784,221.
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