EMI vs SIP for ₹1,800,000
9 Years @ 11%
Original Plan
9 Years @ 11%
EMI: ₹ 26,327
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 21,043
Monthly Savings
₹ 5,284
SIP Investment
@ 12% for 14 years
₹ 2,305,846
Extra Interest Paid
₹ 691,953
Final Outcome
₹ 1,613,894
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 11%, investing savings can generate ₹2,305,846.
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