EMI vs SIP for ₹1,800,000
7 Years @ 9%
Original Plan
7 Years @ 9%
EMI: ₹ 28,960
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 20,485
Monthly Savings
₹ 8,476
SIP Investment
@ 12% for 12 years
₹ 2,731,341
Extra Interest Paid
₹ 517,107
Final Outcome
₹ 2,214,234
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 9%, investing savings can generate ₹2,731,341.
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