EMI vs SIP for ₹1,800,000
6 Years @ 9%
Original Plan
6 Years @ 9%
EMI: ₹ 32,446
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 21,529
Monthly Savings
₹ 10,917
SIP Investment
@ 12% for 11 years
₹ 2,997,838
Extra Interest Paid
₹ 505,777
Final Outcome
₹ 2,492,061
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 9%, investing savings can generate ₹2,997,838.
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