EMI vs SIP for ₹1,800,000
6 Years @ 12%
Original Plan
6 Years @ 12%
EMI: ₹ 35,190
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 24,620
Monthly Savings
₹ 10,570
SIP Investment
@ 12% for 11 years
₹ 2,902,724
Extra Interest Paid
₹ 716,159
Final Outcome
₹ 2,186,565
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 12%, investing savings can generate ₹2,902,724.
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