EMI vs SIP for ₹1,800,000
30 Years @ 7%
Original Plan
30 Years @ 7%
EMI: ₹ 11,975
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 11,499
Monthly Savings
₹ 476
SIP Investment
@ 12% for 35 years
₹ 3,091,946
Extra Interest Paid
₹ 518,594
Final Outcome
₹ 2,573,352
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 7%, investing savings can generate ₹3,091,946.
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