EMI vs SIP for ₹1,800,000
27 Years @ 7%
Original Plan
27 Years @ 7%
EMI: ₹ 12,381
Extended Plan
32 Years (Reduced EMI)
EMI: ₹ 11,760
Monthly Savings
₹ 621
SIP Investment
@ 12% for 32 years
₹ 2,798,142
Extra Interest Paid
₹ 504,558
Final Outcome
₹ 2,293,584
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 7%, investing savings can generate ₹2,798,142.
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