EMI vs SIP for ₹1,800,000
25 Years @ 9%
Original Plan
25 Years @ 9%
EMI: ₹ 15,106
Extended Plan
30 Years (Reduced EMI)
EMI: ₹ 14,483
Monthly Savings
₹ 622
SIP Investment
@ 12% for 30 years
₹ 2,196,762
Extra Interest Paid
₹ 682,294
Final Outcome
₹ 1,514,468
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 9%, investing savings can generate ₹2,196,762.
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