EMI vs SIP for ₹1,800,000
24 Years @ 9%
Original Plan
24 Years @ 9%
EMI: ₹ 15,276
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 14,583
Monthly Savings
₹ 693
SIP Investment
@ 12% for 29 years
₹ 2,163,406
Extra Interest Paid
₹ 675,351
Final Outcome
₹ 1,488,055
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 9%, investing savings can generate ₹2,163,406.
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