EMI vs SIP for ₹1,800,000
24 Years @ 12%
Original Plan
24 Years @ 12%
EMI: ₹ 19,087
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 18,582
Monthly Savings
₹ 504
SIP Investment
@ 12% for 29 years
₹ 1,574,407
Extra Interest Paid
₹ 969,676
Final Outcome
₹ 604,731
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 12%, investing savings can generate ₹1,574,407.
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