EMI vs SIP for ₹1,800,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 15,922
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 14,953
Monthly Savings
₹ 969
SIP Investment
@ 12% for 26 years
₹ 2,085,369
Extra Interest Paid
₹ 652,883
Final Outcome
₹ 1,432,486
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 9%, investing savings can generate ₹2,085,369.
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