EMI vs SIP for ₹1,800,000
17 Years @ 7%
Original Plan
17 Years @ 7%
EMI: ₹ 15,114
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 13,382
Monthly Savings
₹ 1,732
SIP Investment
@ 12% for 22 years
₹ 2,244,826
Extra Interest Paid
₹ 449,517
Final Outcome
₹ 1,795,309
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 7%, investing savings can generate ₹2,244,826.
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