EMI vs SIP for ₹1,800,000
14 Years @ 7%
Original Plan
14 Years @ 7%
EMI: ₹ 16,837
Extended Plan
19 Years (Reduced EMI)
EMI: ₹ 14,295
Monthly Savings
₹ 2,542
SIP Investment
@ 12% for 19 years
₹ 2,224,856
Extra Interest Paid
₹ 430,714
Final Outcome
₹ 1,794,141
Profit from SIP strategy
Analysis
For ₹1,800,000 loan at 7%, investing savings can generate ₹2,224,856.
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