EMI vs SIP for ₹1,700,000
7 Years @ 8%
Original Plan
7 Years @ 8%
EMI: ₹ 26,497
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 18,402
Monthly Savings
₹ 8,095
SIP Investment
@ 12% for 12 years
₹ 2,608,590
Extra Interest Paid
₹ 424,133
Final Outcome
₹ 2,184,457
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 8%, investing savings can generate ₹2,608,590.
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