EMI vs SIP for ₹1,700,000
7 Years @ 10%
Original Plan
7 Years @ 10%
EMI: ₹ 28,222
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 20,316
Monthly Savings
₹ 7,906
SIP Investment
@ 12% for 12 years
₹ 2,547,623
Extra Interest Paid
₹ 554,903
Final Outcome
₹ 1,992,721
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 10%, investing savings can generate ₹2,547,623.
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