EMI vs SIP for ₹1,700,000
6 Years @ 7%
Original Plan
6 Years @ 7%
EMI: ₹ 28,983
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 18,503
Monthly Savings
₹ 10,480
SIP Investment
@ 12% for 11 years
₹ 2,878,056
Extra Interest Paid
₹ 355,594
Final Outcome
₹ 2,522,463
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 7%, investing savings can generate ₹2,878,056.
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