EMI vs SIP for ₹1,700,000

5 Years @ 7%

Original Plan

5 Years @ 7%

EMI: ₹ 33,662

Extended Plan

10 Years (Reduced EMI)

EMI: ₹ 19,738

Monthly Savings

₹ 13,924

SIP Investment

@ 12% for 10 years

₹ 3,234,995

Extra Interest Paid

₹ 348,891

Final Outcome

₹ 2,886,105

Profit from SIP strategy

Analysis

For ₹1,700,000 loan at 7%, investing savings can generate ₹3,234,995.

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