EMI vs SIP for ₹1,700,000
29 Years @ 12%
Original Plan
29 Years @ 12%
EMI: ₹ 17,550
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 17,298
Monthly Savings
₹ 252
SIP Investment
@ 12% for 34 years
₹ 1,447,644
Extra Interest Paid
₹ 950,337
Final Outcome
₹ 497,307
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 12%, investing savings can generate ₹1,447,644.
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