EMI vs SIP for ₹1,700,000
26 Years @ 9%
Original Plan
26 Years @ 9%
EMI: ₹ 14,122
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 13,594
Monthly Savings
₹ 529
SIP Investment
@ 12% for 31 years
₹ 2,109,407
Extra Interest Paid
₹ 650,691
Final Outcome
₹ 1,458,715
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 9%, investing savings can generate ₹2,109,407.
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