EMI vs SIP for ₹1,700,000
24 Years @ 7%
Original Plan
24 Years @ 7%
EMI: ₹ 12,202
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 11,426
Monthly Savings
₹ 776
SIP Investment
@ 12% for 29 years
₹ 2,421,161
Extra Interest Paid
₹ 462,171
Final Outcome
₹ 1,958,990
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 7%, investing savings can generate ₹2,421,161.
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