EMI vs SIP for ₹1,700,000
24 Years @ 10%
Original Plan
24 Years @ 10%
EMI: ₹ 15,596
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 15,002
Monthly Savings
₹ 593
SIP Investment
@ 12% for 29 years
₹ 1,852,457
Extra Interest Paid
₹ 729,199
Final Outcome
₹ 1,123,258
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 10%, investing savings can generate ₹1,852,457.
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