EMI vs SIP for ₹1,700,000

23 Years @ 9%

Original Plan

23 Years @ 9%

EMI: ₹ 14,608

Extended Plan

28 Years (Reduced EMI)

EMI: ₹ 13,877

Monthly Savings

₹ 730

SIP Investment

@ 12% for 28 years

₹ 2,015,048

Extra Interest Paid

₹ 631,017

Final Outcome

₹ 1,384,031

Profit from SIP strategy

Analysis

For ₹1,700,000 loan at 9%, investing savings can generate ₹2,015,048.

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