EMI vs SIP for ₹1,700,000
23 Years @ 12%
Original Plan
23 Years @ 12%
EMI: ₹ 18,166
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 17,622
Monthly Savings
₹ 543
SIP Investment
@ 12% for 28 years
₹ 1,498,415
Extra Interest Paid
₹ 907,427
Final Outcome
₹ 590,988
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 12%, investing savings can generate ₹1,498,415.
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