EMI vs SIP for ₹1,700,000
21 Years @ 10%
Original Plan
21 Years @ 10%
EMI: ₹ 16,163
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 15,317
Monthly Savings
₹ 847
SIP Investment
@ 12% for 26 years
₹ 1,821,243
Extra Interest Paid
₹ 705,640
Final Outcome
₹ 1,115,602
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 10%, investing savings can generate ₹1,821,243.
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