EMI vs SIP for ₹1,700,000
20 Years @ 7%
Original Plan
20 Years @ 7%
EMI: ₹ 13,180
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 12,015
Monthly Savings
₹ 1,165
SIP Investment
@ 12% for 25 years
₹ 2,210,433
Extra Interest Paid
₹ 441,354
Final Outcome
₹ 1,769,079
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 7%, investing savings can generate ₹2,210,433.
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