EMI vs SIP for ₹1,700,000
19 Years @ 8%
Original Plan
19 Years @ 8%
EMI: ₹ 14,527
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 13,295
Monthly Savings
₹ 1,232
SIP Investment
@ 12% for 24 years
₹ 2,060,087
Extra Interest Paid
₹ 516,890
Final Outcome
₹ 1,543,197
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 8%, investing savings can generate ₹2,060,087.
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