EMI vs SIP for ₹1,700,000
17 Years @ 7%
Original Plan
17 Years @ 7%
EMI: ₹ 14,274
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 12,638
Monthly Savings
₹ 1,636
SIP Investment
@ 12% for 22 years
₹ 2,120,113
Extra Interest Paid
₹ 424,544
Final Outcome
₹ 1,695,569
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 7%, investing savings can generate ₹2,120,113.
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