EMI vs SIP for ₹1,700,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 18,525
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 15,920
Monthly Savings
₹ 2,605
SIP Investment
@ 12% for 18 years
₹ 1,993,974
Extra Interest Paid
₹ 548,793
Final Outcome
₹ 1,445,181
Profit from SIP strategy
Analysis
For ₹1,700,000 loan at 9%, investing savings can generate ₹1,993,974.
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